While no one actually hopes to suffer a loss in any part of their business, it pays to be prepared and comprehensive insurance is a guaranteed way of ensuring your business can avoid irredeemable loss. Insurance coverage for your small business should never be taken for granted because with the right insurance policy, your business can easily make a full recovery in the event of any damage or loss on your business premises. But how effectively a small business or shop and retail insurance policy can cover you is mainly dependent on the insurance company and its services. To go…